Somiti Management Software

All-in-one Somiti management software for handling member savings, loans, installments, accounting, meetings, and reports with automation and transparency.

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Digital Transformation for Cooperatives, Samitis & Community-Based Financial Organizations

Somiti Management Software

Managing a Somiti (cooperative society) comes with a unique set of challenges — from tracking member savings and issuing loans to managing daily installment collections and generating accurate financial reports. Manual record-keeping or scattered spreadsheets not only waste time but also increase the risk of errors and mismanagement. At Muktodhara Technology Ltd., we provide a robust, all-in-one Somiti Management Software that simplifies cooperative operations and brings complete transparency and efficiency to your organization. Whether you're running a small village cooperative or a large urban samiti, our system is designed to help you manage your members, finances, and reporting with ease.

  • Member Registration
  • Savings & Deposit
  • Loan Management
  • Installment
  • Profit Distribution
  • Accounting
  • Staff
  • Mobile Access
  • Notification
  • Notice Management

What Is Somiti Management Software?

Somiti Management Software is a digital platform developed specifically to automate and manage the day-to-day activities of cooperative societies, samitis, credit unions, and financial self-help groups. It centralizes member data, automates savings and loan tracking, and provides real-time reporting and dashboards for better decision-making.
With our software, you can go completely paperless, reduce manual effort, improve member trust, and ensure compliance with regulatory requirements.

Key Features of Our Somiti Management Software

1. Member Registration & Profile Management

Easily register new members with digital forms and upload their personal details, identification, photos, and nominee information. Track active, inactive, or defaulter members in real-time.

Benefits:

  • Digital member database
  • Secure data storage
  • Easy search and filter tools

2. Savings & Deposit Tracking

Manage daily, weekly, or monthly member deposits with automated schedules. Generate individual savings statements and monitor total fund growth.

Benefits:

  • Auto-generated passbooks
  • SMS alerts for savings updates
  • Transparent financial records

3. Loan Management System

Process loan applications, approve based on rules, set interest rates, and track repayment with EMI schedules. Auto-deduct payments from savings if needed.

Benefits:

  • EMI calculation automation
  • Overdue and default tracking
  • Loan history reports

4. Installment & Collection Management

Track daily installment payments from members or agents. Use mobile input or manual entry for real-time collections data synced with the central system.

Benefits:

  • Field agent collection tracking
  • Daily summary reports
  • SMS confirmation for each payment

5. Profit Distribution Module

Calculate and distribute annual profits or dividends based on member contributions and tenure. Automate fund allocation to individual member accounts.

Benefits:

  • Easy calculation formula setup
  • Annual profit reports
  • Transparent share distribution

6. Accounting & Financial Reports

Generate balance sheets, income statements, general ledger, trial balance, and cash flow reports. Integrate all transactions from savings, loans, and expenses.

Benefits:

  • Full double-entry accounting
  • Exportable financial reports
  • Audit-ready documentation

7. Staff & Role Management

Create multiple users with role-based access for admins, accountants, collectors, and committee members. Track staff performance and activities.

Benefits:

  • Enhanced security
  • Activity logs and audit trails
  • Permission-based access control

8. Mobile & Agent Access

Field agents or collectors can use mobile devices to update payments, register new members, or check records — even in offline mode.

Benefits:

  • Faster collection process
  • Real-time data updates
  • Works with or without internet

9. SMS & Notification System

Send automatic SMS notifications for deposits, loans, installments, meeting reminders, or notices to individual members or all users.

Benefits:

  • Improved communication
  • Reduced missed payments
  • Customizable message templates

10. Meeting & Notice Management

Digitally organize meeting schedules, record decisions, and share circulars with committee members and general members through the portal or SMS.

Benefits:

  • Digital record of minutes
  • Notice history archive
  • Real-time updates

Data Security & Privacy

We understand that financial and member data is highly sensitive. That’s why our Somiti Management Software is built with bank-level security protocols including:

  • SSL encryption
  • Secure data backups
  • Role-based access control
  • Audit logs and user tracking


Your cooperative’s data is always protected and accessible only to authorized users.

Ideal for All Types of Cooperatives

Our Somiti software is designed for:

  • Village and urban cooperative societies
  • Credit unions and saving circles
  • Microfinance groups and self-help groups
  • Employee welfare funds
  • NGO-led finance programs


Whether you have 50 members or 5,000, our system is fully scalable and customizable to meet your specific operational needs.

Why Choose Muktodhara Technology Ltd.?

  • Tailored for Bangladeshi cooperatives
  • Bangla and English interface options
  • Mobile-friendly and cloud-ready
  • Affordable pricing for small and large organizations
  • 24/7 support and training assistance
  • Compliant with cooperative laws and audit standards

We’ve built our software in collaboration with real somiti users and financial experts to make sure it’s easy to use, yet powerful enough to handle all your operational needs.

Get Started with a Free Demo
Empower your cooperative society with smart tools that save time, build trust, and grow your impact. Contact Muktodhara Technology Ltd. today for a free demo or consultation.
 

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